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Property Advice Buying and Selling Spanish Property Direct from the Owner

Selling Spanish Property and Buying Spanish Property

The key is “Have a professional Agent” We are professional, experienced ( Established over 15 years ) and have independent professionals at your disposal. Please contact us asking any questions you may have. Years of experience and many happy clients all here to help. Selling Spanish property, Buying Spanish property and Renting property here on the Costa Blanca. We do it all ! We carry out all the checks and have insurance to protect not just you, our client but everyone including ourselves. Remember you need to seek independent advice, never skimp on established experience and good advice when selling Spanish property. There are many people who claim to be registered and legal, you must ask if you have any doubt. Have you been to their office? Do they speak Spanish? Do you understand everything that is being told to you? If not ask.selling spanish property and buying spanish property

We have independent, licensed professional lawyers and accountants who speak your language here on the Costa Blanca, available. Just ask

Costs to buying your Spanish Property:

13% – 15%

This is a guide and must be added to the price you agree to buy and 2% more if a mortgage is required, which is made up of the following:

Taxes (VAT/ITP): 10%
Notary fees: 1% – 2%
Registration of property: 1% – 2%
Stamp duty: 1%

Accessing a Spanish mortgage, has an extra cost:

Gestoria, Registry, Property
Valuation, Notary: 0.8%
Mortgage stamp duty: 1%
Bank mortgage commission: 0.25% – 1.5%

The most significant of these is tax, which is subject to change depending on the political or economic circumstances.

Costs to selling your Spanish Property:

ZERO

( Depending on how you do it ! Ask us !! )

Although many people look online and want the simple approach to selling Spanish property:

3% will be retained and paid to the tax office. ( You do get this back, if all your taxes are paid )
Plusvalía ( increase in value of urban land ): 1% depends on length of time the seller has had the property
Capital Gains ( Very complex matter, but never the less ): 20% of the difference on the registered original purchase deed and the new sales deed

If you have a mortgage in Spain ( or had ) there are other fees to consider if a mortgage has to be cancelled (Gestoria, Registry, mortgage amount, Notary) : 0.8% of the original amount borrowed
Cancelling Bank mortgage: 0.25% – 1.5%

There are many ways of buying and selling property in Spain. The type of contract will depend on the type of property, whether new build or resale, the nationality of the buyer (understandably, sellers are more keen to get a binding deposit from an overseas buyer), the speed with which the buyers want matters concluded, and how much they trust the seller. If all the due diligence can be completed quickly it is possible to buy a property in Spain in a day or two.

Yes we did say a day or two but never attempt, when buying or selling your Spanish property to skimp on your legal protection.

If you do not understand what or why you are doing anything ASK QUESTIONS especially when selling Spanish property of buying Spanish

 

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